If you file for Chapter 13 bankruptcy, you will need to attend a creditor meeting. These take place between 21 and 50 days after you file. If you have spent months trying to avoid your creditors, meeting them face to face may be the last thing you want. Yet, you...
Bankruptcy can be your last resort when your personal debt levels are out of control. When you file for bankruptcy, an automatic stay will temporarily protect you from collection activity. If the entire process goes well, the courts will eventually discharge the...
When you file for personal bankruptcy, you can choose between two options. Provided your income is low enough, you could go for Chapter 7. If you earn too much to pass the means test, or if you prefer, you could opt for Chapter 13 instead. Chapter 7 can be appealing...
Many people lost their jobs last year. With job loss being one of the principal reasons people need to file for bankruptcy, it seems counterintuitive that the number of people filing for personal bankruptcy would decrease. Yet this is what United States Courts figures...
Debt can soon spiral out of control. Luckily, there is help available. Or so the TV adverts would have you believe. Debt relief can work. Yet, often all it does is leave you with even more debt and even less chance of paying. If you have debt you cannot afford to pay,...
