Many people are seeking student debt relief. While there’s no easy way to relieve a graduate of their student debt, many people build up other forms of debt during their education. This frequently happens because creditors often seek out college students who often...
Are you struggling to make ends meet financially? Is trying to cover all your bills and expenses becoming more and more challenging? If so, bankruptcy may be a smart solution. However, if you are like some people, you have kept credit cards for emergencies and may...
People file bankruptcy because they worry about the consequences of collection activity or know that they need help getting control over their debt. Bankruptcy helps those struggling financially by providing an automatic stay. After you file your initial paperwork...
People struggling with debt will often try any solution that seems like it could help them stave off collection efforts. Some companies advertise credit card debt settlement services on the radio and on television. They target individuals who have high levels of...
Filing for personal bankruptcy is a major decision. It will result in the closure of your revolving lines of credit. If you are successful, your bankruptcy will lead to the discharge of the remaining balance on your unsecured lines of credit. A Chapter 7 bankruptcy...
Financial difficulties can happen to anyone. And when they do, they can push your resilience, patience and even sanity to the edge. Declaring Chapter 7 bankruptcy can bring an end to these challenges. However, before filing your Chapter 7 Bankruptcy, you must qualify....
Rumors spread like wildfire and there are plenty of bankruptcy stories to go around. There are several myths you may need to debunk if you’re planning to file for bankruptcy. Here’s what you should know: Myth #1: You can only file one bankruptcy in life Truth: You...
Filing for bankruptcy is a form of financial reset. You can immediately stop aggressive collection activity and also discharge some of your debts, allowing you to establish a more streamlined and manageable household budget. Many people who file for bankruptcy are...
If you had it tough during the past few years, you may have hoped the lifting of restrictions would create opportunities that allowed you to get back on track with your debt payments. Yet, for many people, it turns out that was more fantasy than reality. Prices for...
If you owe any amount of money to someone, then you might dread opening up your mailbox or picking up the phone only to find that a debt collector is trying to contact you. It can be a daily hassle to try to keep the debt collector away, especially when you’re doing...
