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Are you a collector of rare or vintage clothing? If you are but are struggling with your finances, you may be worried that you will have to sell your clothing during a bankruptcy. The truth is that whether or not you need to do so will depend on the kind of bankruptcy...
We don’t hear much about pawnshops these days. With credit card cash advances and quick loans far more accessible than they used to be, not as many people use them. However, they’re still around. If you don’t have those options for quick cash and you don’t have a job...
A person who is struggling to make ends meet and still can’t get everything paid might be living a very stressful and miserable life. They may think day in and day out about what they can do to make their financial situation better. One option that’s possible is...
Chapter 13 bankruptcy is a powerful tool for those who earn a competitive wage or who have substantial personal property. Unlike Chapter 7 bankruptcy, which quickly leads to a discharge of someone's debts, a Chapter 13 filing requires that someone complete a repayment...
As Tax Day gets closer, you dread finding out how much more money you’re going to owe the IRS in addition to the tax debt you still haven’t paid. A common question that people ask is whether filing for bankruptcy can help them get out from under their tax debt. Some...
Life is nothing if not unpredictable, and you can’t control much of what happens to you. Even if you’re very prudent with your finances, a job loss, a withering economy, divorce or an illness in the family can all send your debt spiraling out of control. Years ago,...
Most homeowners spend a significant portion of their monthly income paying their mortgage. Lenders will typically allow people to finance as much home as they can reasonably pay for with a third of their monthly income. Additionally, unless you bought new construction...
It's very important to take bankruptcy seriously and to understand exactly how to make your case as strong as you possibly can. Some people are of the opinion that they should just spend money, once they know they're going to file, since all of their debts are going...
If you are considering bankruptcy, one of the things you might be weighing is the risk of being unable to take out a home loan if you try bankruptcy rather than other debt-resolution methods. It is possible to take out a Federal Housing Administration loan after...
In order to qualify for a Chapter 7 bankruptcy, you have to pass what’s known as the “means test.” This test looks at your countable sources of income and your normal monthly expenditures and seeks to determine whether or not you have the ability to repay some of your...
