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Many people who become overwhelmed by debt have a job (or two) and a steady income. It’s just not enough to keep up with their expenses. Often, they’ve had an unexpected event like a serious injury or illness that left them with bills they can’t pay. If that’s your...
You may be contemplating filing for Chapter 13 bankruptcy if you have overwhelming debt. If you officially file for this, there are several benefits that you may experience. The fact is, Chapter 13 bankruptcy is unique. It offers you an opportunity to get on a secure...
Most homeowners spend a significant portion of their monthly income paying their mortgage. Lenders will typically allow people to finance as much home as they can reasonably pay for with a third of their monthly income. Additionally, unless you bought new construction...
If you file for Chapter 13 bankruptcy, you will need to attend a creditor meeting. These take place between 21 and 50 days after you file. If you have spent months trying to avoid your creditors, meeting them face to face may be the last thing you want. Yet, you...
