For most people, saving for retirement is a career-long effort. Unfortunately, if you face financial struggles, you may wonder whether that savings is in jeopardy. Will you have to use your retirement savings to pay your debts? Is bankruptcy an option in your...
Month: April 2024
Are credit cards helpful or harmful after bankruptcy?
Many people who file for bankruptcy do so – at least in part – because their credit card debt has gotten out of control. It may not be the only debt that they have. They could also be facing things like medical debts, mortgage loans, car loans, student loans and much...
What exemptions does Texas have for Chapter 7 bankruptcy?
Realizing that you need to file for bankruptcy to get control of your finances can be an intimidating process. One of the first things you’ll have to determine is what type of bankruptcy you’ll file. Chapter 7 bankruptcy, which, is known as a liquidation bankruptcy,...
Why do most people in the U.S. live paycheck to paycheck?
Does it seem like life has gotten incredibly expensive these days? Are you struggling to balance your income and bills? You’re far from alone. According to the latest data, roughly 59% of consumers in the United States are living paycheck to paycheck – including 42%...