Bankruptcy

Filing for bankruptcy is often seen through the lens of financial numbers: debts, assets and credit scores. However, behind the paperwork lies a deeply emotional journey. For many individuals experiencing a financial pinch, the decision to file for bankruptcy is not...

Filing for bankruptcy is undeniably daunting, but it can offer several personal and lifestyle benefits that can improve your quality of life.  While it is understandable to feel disheartened by the need to pursue bankruptcy, it is critical to consider how it may...

When you file for bankruptcy, a court-appointed trustee oversees the process to make sure that both you and your creditors are fairly treated.  To that end, bankruptcy trustees are given a tremendous amount of authority – and one of the key tools at their disposal is...

Some people delay filing for bankruptcy for months. They may struggle to choose which debts to make payments on and may slowly fall farther and farther. Eventually, they may embrace the necessity of bankruptcy to re-balance the household budget. Other times, a single...

There’s no question that medical debt is one of the most common sources of serious financial distress and bankruptcy. That’s not likely to change any time soon. One thing that is changing is that it will no longer appear on Americans’ credit reports. Health care...

Money stressors play a role in the disintegration of many marriages. A third of Americans who divorced said that credit card debt in particular had played a significant role in their decision to end their relationships. But what is it that can make credit card debt so...

Individuals choose to file for bankruptcy for several different reasons. Some people slowly make the choice to file as their financial pressure increases month by month. Other times, the choice to file for bankruptcy may occur suddenly when creditors engage in...

It’s very common for people to use medical debt as a reason for filing for bankruptcy. Part of the reason is that medical debt can be incredibly substantial. Even a simple medical procedure could cost tens of thousands or even hundreds of thousands of dollars. Those...

You’re drowning in debt and struggling to find a way out – but it seems like every day brings a new debt consolidation offer to your doorstep. A new loan can help you lower the interest rate you’re paying across the whole of your debts and roll all the bills together...

Long-term relationships are all about give and take. No relationship goes by without facing any obstacles. Today, one issue that most couples face is having enough money. The cost of living is high and wages don’t necessarily reflect that.  Both partners can find...