We don’t hear much about pawnshops these days. With credit card cash advances and quick loans far more accessible than they used to be, not as many people use them. However, they’re still around. If you don’t have those options for quick cash and you don’t have a job...

A person who is struggling to make ends meet and still can’t get everything paid might be living a very stressful and miserable life. They may think day in and day out about what they can do to make their financial situation better. One option that’s possible is...

Chapter 13 bankruptcy is a powerful tool for those who earn a competitive wage or who have substantial personal property. Unlike Chapter 7 bankruptcy, which quickly leads to a discharge of someone's debts, a Chapter 13 filing requires that someone complete a repayment...

Life is nothing if not unpredictable, and you can’t control much of what happens to you. Even if you’re very prudent with your finances, a job loss, a withering economy, divorce or an illness in the family can all send your debt spiraling out of control. Years ago,...

It's very important to take bankruptcy seriously and to understand exactly how to make your case as strong as you possibly can. Some people are of the opinion that they should just spend money, once they know they're going to file, since all of their debts are going...

If you are considering bankruptcy, one of the things you might be weighing is the risk of being unable to take out a home loan if you try bankruptcy rather than other debt-resolution methods. It is possible to take out a Federal Housing Administration loan after...

In order to qualify for a Chapter 7 bankruptcy, you have to pass what’s known as the “means test.” This test looks at your countable sources of income and your normal monthly expenditures and seeks to determine whether or not you have the ability to repay some of your...

If you are contemplating filing for bankruptcy, you may wonder what happens to your debts when your bankruptcy is finalized. They don’t magically disappear, unfortunately. Your creditors are the ones who must absorb the hit. The good news is that most business models...

People talk about vehicles like they are a luxury and driving like it is a privilege, but driving and vehicle ownership are essentially necessary for professionals and those trying to support a family. Losing your vehicle could cause a ripple effect that impacts...

Often, debts are portrayed as something that can only happen to those who are reckless with their finances. However, this is certainly often not the case. In reality, many successful businesses operate with a number of different overheads, as well as small debts, much...